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Home Ownership

Habitat for Humanity Kingston & Frontenac partners with hardworking local families to build better futures through our unique homeownership program.  

The three criteria to qualify for a Habitat for Humanity home are (1) Need for affordable housing, (2) Ability to repay a Habitat for Humanity mortgage and (3) Willingness to partner with Habitat for Humanity.

  • Need for affordable housing is defined by a family whose existing living conditions are inadequate in terms of structure, cost, safety or size. The ratio of shelter expense to total income is also factored (paying a large percentage of your income to rent). 
  • Ability to repay a mortgage requires that the family has a stable income sufficient to cover the monthly mortgage payments and other expenses that come with home ownership including property taxes, utilities, insurance, home maintenance, etc. Qualifying families have over $35,000 gross income total from all sources. 
  • Homeowners must demonstrate a willingness to partner with Habitat for Humanity by contributing 500 hours of volunteer labour ("sweat equity") towards the building of their homes, other Habitat for Humanity builds and activities.  

Families are chosen on the basis of the above criteria.  Family selection occurs by way of an application process. If you are interested in applying for a Habitat for Humanity Kingston & Frontenac home, you can call 613-548-8763 or email office@habitatkingston.com for more information. 

Would I Qualify for a Habitat Home? For more information on Habitat's Home Ownership Program please review Habitat's FAQ's here!

Please submit application to:

Habitat for Humanity Kingston & Frontenac
Attn: Office Manager
607 Gardiners Road, Kingston, ON K7M 3Y4